Debt Settlement Questions & Answers

If you have the negotiation skills and know how the process works, you can contact your creditors yourself and see if they will negotiate your debt. You could also begin saving and setting aside your own settlement funds to pay the settlements- just as we’d have you do. So why hire us? It’s really no different than hiring a plumber or an electrician- while you could certainly give it a try yourself, hiring a professional is often a good idea. 

There are several reasons why our clients decide to higher us instead of attempting to negotiate settlements with their creditors on their own. For example:

• Contacting creditors and collection agencies yourself can be very stressful!   A debt collector’s job is to have you pay as much of the balance as possible.   We have professional negotiators that do nothing but negotiate settlements for our clients every single day.  
• We generally know approximately what creditors and collectors will settle debts for at a given period of delinquency.   We use this information when creating your specifically tailored program projections.   This knowledge has been obtained through years of settling our clients’ debt.   It would be very difficult for you to know if you’re getting a good deal without this specific knowledge.
• One of the single biggest advantages our clients have compared to trying to settle debt on their own is the motivation and support system we provide.   We are committed to our clients’ success.  Many completely overlook the importance motivation and a good support system play in one’s debt resolution success.   Just like a personal trainer works individually to motivate and help their clients succeed, our customer service and negotiations team is committed to doing everything possible to motivate and support our clients through the program.   The same sort of motivation and support system are virtually non-existent for those that try settling debts on their own.